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Wednesday, December 1, 2010

I CLOSED!!!!

I am so excited. I finally closed on my house yesterday. I can't believe it. I waited so long for the time to come, and now it's over. I'm NOT complaining at all. It's just that it seems like I waited forever.

Let me tell you, HGTV definitely gives you a false sense of what to expect at closing. I mean, I know the majority of it is fake, but sheesh. My closing was at 2:00. I got there very early. It was raining horribly and I didn't want anything to delay the closing any longer. I walked in at 1:45. I believe we started at around 1:55 and I was finished signing all of the papers at 2:15. I couldn't believe it.

The only bad thing is, MY KEYS WEREN'T AT THE CLOSING!!! My realtor, L, said that the selling agent couldn't make it to the closing so he had to go and get the keys from her. Then he had to drive in the rain to the closing. By the time he got to the closing office I was finished and had been standing outside in the lobby for about 20 minutes (the weather was really that bad).

Then because of the horrible weather, L and I went to grab some lunch. It was nice just talking and chatting with him. I finally made it to the house at around 7:30. It took so long to get there because of all of the accidents.

When I got there, it was so surreal. I had been there numerous times for several different things. I went to the house the first time to see it. Then I drove past it again to decide if I wanted to make an offer on it.Then I went back into the house with my realtor after we made an offer on it to decide if I wanted to accept their counter offer. Then I had to go back for the inspection. Then I tried to go back when I got back in town to do the final walk through. It was so weird because when I finally had the keys and was in the house, I kept feeling like I had to rush out because someone was coming. I finally had to realize that someone I was waiting for was me, and I was finally home.

I cried so hard when I got there. I couldn't even stop myself. I was so happy and it was so surreal. Luckily....L remembered I liked Kettle One vodka and Sprite (that's my drink). So, when I got to the house, I saw he had purchased a bottle of Kettle One, a bottle of Sprite and two glasses. He put them in a small basket and there was a congratulations card. I was crying again. I finally had to take a drink because I couldn't calm down.

All in all, it was definitely worth it. I can't wait until I move in.

The best part of all was that a) I found out my interest rate was WAY lower than I was locked in for and b) because of the low interest rate, my mortgage payment is about the same I'm paying in rent (or would be paying if I signed another lease).

I can honestly say I have truly been blessed.

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