So Aggravated

So, I was supposed to go to closing yesterday (November 19th). Because the house I'm buying appraised for lower than the purchase price, we had to go back to the sellers to see if they would sell the home for the lower price (only $6k). They agreed, and I needed to sign an amendment they sent over which basically said that they were going to sell the home for a lower price and that they were changing the amount of closing costs they would pay (that's ANOTHER story). Anyway, I faxed the paperwork back to L's broker immediately, and they faxed the paperwork back to the seller a few moments later. However, the sellers took all day to send the paperwork back, and didn't fax it back until after 5pm!!! Grrr.

This in turn caused a delay in my file going back to underwriting for the final approval. Everything else has been approved, but they needed the amendment to provide approval for the new loan amount. Since there was a delay in the appraisal being done (yet ANOTHER story) and now the new price of the home, my closing has been delayed. The new closing date was supposed to be this coming Monday (November 22nd). BUT...the loan processor at the bank said that there is a 48 hour turn around for underwriting to look at the file for final approval. So, underwriting would look at the file yesterday or this coming Monday. Additionally, the attorney must have the paperwork in their office 72 hours ahead of time. So, in order for me to close on the 22nd, the attorney would have needed to have the paperwork in their office by this past Wednesday!

The problem is, I'm going out of town on November 23rd for vacation. So this means that I now won't be able to close until the day after I return - November 30th! Aaaggghhh!

I swear, I could pull my hair out right now. I so want to close on this house, but I'm realizing that everything happens for a reason. I don't know what the reasoning is for the delay in closing, but I'm certain there is a reason. This just pushes everything back for me. I thought I would have a few weeks to get the house cleaned, move in that house, move out of my apartment, etc. Now, it basically only gives me one weekend to have the house cleaned and to move in because, guess what, I'm going out of town AGAIN for work! This is crazy!

I can't wait for this whole thing to be over!

Stay tuned!