Buying a house...ugh

I made the decision a few months ago that I'm going to bite the bullet and buy a house. For several years I was apprehensive about owning a house because that meant that my "freedom" would be gone. Since moving to GA, however, I've "grown up" and decided that I can't run from myself forever.

With that being said, I have started the process of buying a house. I put an offer in on a house last week that I really love. It's weird because it has the exact floor plan (except for a few minor things) that I have been looking for. When putting in the offer, I prayed but kind of knew that the house would be mine. I "claimed" it, so to speak. Well, that must have worked because they accepted the first offer that I gave them. That's wonderful.

Now, I have to wait for the inspection, which will be done in a few days. It's an "as is" home, but it was built only three years ago. I am hoping that nothing major will be wrong with the house. My realtor did tell me, though, that she confirmed with the agent for the home that if FHA requires that something must be fixed in order for the loan to be approved then they will make those repairs. That's very good to know.

Now, I just have to wade through the pile of paperwork that my mortgage broker emailed to me yesterday. Things are so advanced now. I can actually sign the papers electronically. The document is 85 pages!!!! Needless to say I was VERY overwhelmed when I saw them. I'm going to wait until tomorrow (Sunday) morning...have a big breakfast and a big pot of coffee and then go to work.

Wish me luck!